Health Insurance

The North Dakota University System (NDUS) is pleased to offer health insurance coverage to international NDUS students through United Healthcare StudentResources (UHCSR).

DSU Nursing Student

The NDUS requires all international students to have health insurance in place and verified (see Policy 505) but in some cases, an international student is able to secure a waiver from the NDUS health insurance plan.

Learn more about the waiver criteria and process.

Waiver Criteria & Process

Procedure 505 details campus procedures regarding international student health insurance.

Enrollment

Domestic Students

The NDUS UHCSR Plan does not offer coverage to domestic students. NDUS encourages students to seek health care coverage if they do not have insurance. If you are in need of assistance in finding health insurance, please visit healthcare.gov.

International Students

International students from all countries, except Canada and Norway, are automatically enrolled by semester in the student health insurance plan by their institution. A student may opt-in to NDUS health insurance coverage prior to automatic enrollment to expedite confirmation of coverage. The premium cost is billed to the international student’s campus connection account. If an international student wants to waive this health insurance coverage, comparable coverage must be in place and verified through the waiver process.

Learn about the Waiver Process

Waiver Application Deadlines

Waiver application deadlines for the 2025/2026 academic year are as follows:

  • Fall term: September 3, 2025
  • Spring/Summer term: January 26, 2026
  • Summer term: June 12, 2026

Eligibility

All undergraduate and graduate international students, actively taking classes on campus, are eligible to enroll.

  1. Eligible students who enroll may insure their dependents as well. Eligible dependents are the student’s legal spouse/domestic partner and dependent children under 26 years of age. The student must be enrolled in order to access an enrollment opportunity for dependents
  2. Students eligible for this insurance plan must be actively attending class in person. Students that are primarily enrolled in online courses, home study programs, or correspondence courses do not fulfill the eligibility requirements
  3. This list is not exhaustive; each applicant must review the insurance policy information and base eligibility determinations upon that review. If a student is found to be ineligible for the policy, United Healthcare will remove the student from the policy. If you have questions if you are eligible or not, please contact Katie Fitzsimmons at the NDUS Office
  4. If you have questions about the plan, please refer to your Campus Contact(s)

Plan Coverage Periods and Premiums

Plan Coverage Periods and Premiums for the 2025-2026 academic year (Aug. 2025-Aug. 2026)

To add a spouse and/or dependent, the rate and coverage periods are the same as the student rate.

International Students

  • Annual (August 16, 2025-August 15, 2026): $2190.00
  • Fall (August 16, 2025 – December 31, 2025): $828.00
  • Spring/Summer (January 1, 2026-August 15, 2026): $1362.00

All premium costs are due upon enrollment.

Early Arrivals

If you are required to arrive to campus early for athletic commitments and/or to complete a quarantine, please contact your campus contact (listed below) to make arrangements. There is an additional charge for the extra coverage, depending upon the date of your arrival:

  • August 1-August 15, 2025: $90

United Healthcare Information

For detailed information visit

To research policy documents, enroll, print ID cards, and access other information, go to the United Healthcare Website (www.UHCSR.com).

NDUS Campuses on UHCSR

Our 11 campuses are divided into three groups on UHCSR’s website:

  • North Dakota State University
  • University of North Dakota
  • North Dakota State Colleges and Universities (this includes BSC, DCB, DSU, LRSC, Mayville State, Minot State, NDSCS, VCSU, and WSC).

Type one of those three group names into the search bar on the United Healthcare Website to access your campus’s materials.

Campus Contacts for Student Health Insurance Plan

Bismarck State College

Dakota College at Bottineau

Dickinson State University

Lake Region State College

Mayville State University

Minot State University

North Dakota State College of Science

North Dakota State University

University of North Dakota

Valley City State University

Williston State College

For general inquiries